Fight
You take a half step back and settle into a fighting stance. The lizard lady who was mugging you actually looks a bit nervous for a moment. "Geez, no need to lay on the beatdown. I cen see you're broke, just look at that getup! Anyways, I like your moxie. Now get outta here!" You gain +1 street cred! She lets you pass, back out to the town square.